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The 2010 Hurricane Season included 19 named storms, twelve of which became hurricanes - 5 major catastrophes. Fortunately for the United States mainland, steering patterns and other ocean / atmospheric interventions kept most of the potentially devastating storms at sea. Unfortunately Eastern Mexico was not so lucky, with 5 cyclones and more then 7 billion in damage affecting the region.
Because predictions continue to be gloomy for foreseeable future seasons, you should look closely at all of the necessary steps to protect yourself against the damage flooding can cause.
The northeast is not only vulnerable to the tropical disturbances that develop in the Atlantic, but also the seemingly annual Nor 'easters that make their way up the east coast.
Protect yourself and your greatest investment against the physical, emotional and financial distress that is directly associated with flooding by securing a flood policy.
A few key facts about Flood Insurance:
Common causes of flooding:
Hurricanes & Tropical Storms: Hurricanes pack a triple punch with high winds, soaking rain, and flying debris. Storms cause surges to coastal areas and heavy rainfall inland which in turn causes flooding hundreds of miles inland. When hurricanes weaken into tropical storms, they generate rainfall and flooding that can be especially damaging since the rain collects in one place. In 2001, Tropical Storm Allison produced more than 30 inches of rainfall in Houston in just a few days, flooding over 70,000 houses and destroying 2,744 homes.
Spring Thaw: For Northeastern states such as Pennsylvania and New Jersey, spring thaw is a very big concern. Frozen land prevents melting snow or rainfall from seeping into the ground during the spring. Each cubic food of compacted snow contains gallons of water, when the snow melts, the results are overflowing streams, rivers and lakes. Add spring storms to that and the result is often serious flooding.
Heavy Rains: Heavy rain fall in the north east is clearly the most common threat for our NJ/PA area. The Northeast is at high risk due to heavy rains produced from Nor 'easters. This excessive rainfall can happen throughout the year putting homeowner properties at risk.